How to Afford Your Child’s Health Care with a Grant, Plus $50 Amazon Giveaway

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Appendix

At least you’ve got your health. No doubt you’ve heard that one before. And it is 1000% true. Life may throw you a zillion and one curve balls and you can weather most of those storms, as long as you stay healthy. If you’re talking about health care costs, well, that’s a different story.

I consider myself incredibly lucky. Yes I have my health, but I also have my amazing family and they have their health too. We have a nice house, great education and good jobs. What we also have (and thankfully have always had) is health care. I can’t even imagine how different our lives would be if we couldn’t afford it.

I still remember one of the longest, scariest nights of my life. Jason was six years old and wasn’t feeling well. He had a fever and was throwing up all day. It got to the point where we knew we had to bring him in for fluids, as we’d dealt with dehydration before. So we went to the local urgent care center.

After a quick examination, we ended up heading to a local hospital. Sure they were sending us for fluids, but they also had a suspicion about his appendix. That seemed crazy to us since Jason never complained about his side hurting or anything.

Loads of fluids later, Jason looked a little better, but still wasn’t quite right. The doctor ordered a CAT-scan to check, because he also was suspicious that it could be appendicitis. My wife and I just rolled our eyes, yawned and kept Jason’s spirits up as midnight approached and we waited for test results.

Jason_applepicking
An apple a day keeps the doctor away? If only that were true!

Long story short… It was his appendix and the doctor called for an immediate appendectomy. I still clearly picture Allie and I sitting in the hospital waiting room at 4 a.m. as we waited impatiently for the doctor to come out and tell us everything went okay. What was supposed to be a routine 45 minute procedure was now taking a few hours.

Our cell phones were completely out of power  so we couldn’t even keep our families updated. It was just the two of us, alone in that waiting room, thinking about our son.

Finally, the doctor came out.  He quickly informed us that it was indeed Jason’s appendix, and that it had actually burst! Thankfully, the surgery was a complete success but because it had burst, they needed to make sure they got all the pieces, and that’s why it took so long.

Jason spent a few days in the hospital, and while those were tough, nothing was as brutal as those quiet hours in the middle of the night just waiting. The only thing that hurt nearly as much? The bill!

Yes, we had health insurance. Yes, it was a good plan. Yes, this was an emergency and we did go to a hospital in our network. And despite all of that… in the end, we shelled out nearly $8,000 of our own money.

No, you can’t put a price on your child’s life. I know that. But how insane is it that even with a good health care plan, we still had to pay nearly $10,000. Thankfully, we were able to afford it, but what if we couldn’t? What if I needed to take on a second or third job to help raise the money?

Birthday Cake
Thankfully, Jason just celebrated his 14th birthday and his emergency appendectomy is a thing of the past.

There are so many Americans out there who aren’t as fortunate as Allie and I. There are parents out there with young children that have medical conditions not covered by their insurance. How are they paying for it? What kind of financial battles are these poor parents dealing with?

It’s those parents, that I’m hoping I can reach through this post. I just found out about a wonderful program that’s geared towards helping families in need when it comes to health care. The UnitedHealthcare Children’s Foundation was created with that goal in mind, and that’s why they offer financial grants to help those oh-so-desperate families.

UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan. The Foundation aims to fill the gap between what medical services/items a child needs and what their commercial health benefit plan will pay for.

The UHCCF is looking to hit the ginormous goal of awarding 20,000 grants by the year 2020. They’re at roughly 13,000 grants awarded currently, so that gives them a good three years to help out some 7,000 families in need. What’s more, 88.9% of qualified completed medical grant applications are actually approved.

In other words, UnitedHealthcare Children’s Foundation has money it wants to give out to deserving families, and they’re actually doing just that. They just want to hear from more people!

Before you even ask, no, you do not need to be using United Healthcare as your health care provider. You just need to already be enrolled with a commercial health plan. There are a number of other Grant Application Criteria, so read through them all before applying.

#UHCCF health care

UHCCF has helped so many families pay off extremely high medical bills. Bills for surgeries, therapies and necessary medical care are all helped out by these generous grants so that these children can not just live, but live normal lives. Take a listen to Rachel’s story:



It’s pretty amazing all around. And if you’re having any financial difficulties with your child’s medical issues, I urge you to apply for a UnitedHealthcare Children’s Foundation grant. The money is there. They want to help you. They just need to hear from you.

Additionally, UHCCF grants are funded by generous donations from people just like you! If you don’t need assistance from the grant, please do consider donating to UnitedHealthcare Children’s Foundation. A few dollars can go a very long way towards helping another family find peace of mind.

Apply for a UnitedHealthcare Children’s Foundation Grant

health care #UHCCF

Follow UnitedHealthcare Children’s Foundation: Facebook | YouTube


Besides awarding thousands of grants to help pay children’s medical bills, the UHCCF is looking to get the word out so it can help thousands more! What’s the best way to do that? Word of mouth, of course. That plus a giveaway to reward one of my lucky readers with a $50 Amazon Gift Card!

Win a $50 Amazon Gift Card

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Giveaway ends on June 30, 2017 at 11:59 p.m. ET. The 1 winner will be chosen at random and announced on this site. Giveaway is open only to legal residents of the United States (including District of Columbia), who are at least eighteen (18) years old at the time of entry. The 1 Winner will be notified by email and have 48 hours to respond or a new winner will be chosen.

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Comments

  1. Anita Jude says

    I learn that UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

  2. Amy Deeter says

    Something that i learned is ” If a grant is approved by the Regional Board of Directors for a child, the grant will help pay for approved medical services/items after the family’s commercial health insurance plan submits payment, if any. Grant funds are not paid to the family or the child outright.”

  3. Kathy Pease says

    Qualifying families may receive up to $5,000 per
    child, per year ($10,000* lifetime max). The funds
    help pay for medical treatment, services or equipment
    such as surgeries, counseling, prescription medications,
    wheelchairs, orthotics, eyeglasses, hearing aids and
    physical, occupational and speech therapies.

  4. Shakeia Rieux says

    I learned that the Foundation embraces and supports the concept of facilitating access to health-related services that have the potential to significantly enhance either the clinical condition or the quality of life of the child and that are not fully covered by the available commercial health insurance plan.

  5. Kayla Klontz says

    I learned that UHCCF provides financial assistance for families with children that have medical needs.

  6. SHAYNA says

    I learned that UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

  7. Julieh says

    I learned about this great program that provides assistance financially via grant to those that meet certain criteria and aren’t covered by commercial health insurance.

  8. Nancy says

    I learned that the UnitedHealthcare Children’s Foundation offers medical grants that provide financial relief for families who have children with medical needs not covered or not fully covered by their commercial health insurance plan. I also learned that you can donate money to this program.

  9. Shawna says

    I learned that UHCCF grants provide financial assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan. Families must apply for the grant and there is specific criteria that needs to be met to be eligible for the grant.

  10. says

    I learned that the UHCCF provides financial aid for families with children that have medical needs not covered by a regular health insurance plan.

  11. Susan Smith says

    I learned UHCCF provides financial aid for families with children that have medical needs not covered regular health insurance plan

  12. Wendy R. says

    Grant families must work with the Foundation on submitting invoices/bills for approved medical services/items after their commercial health insurance plan submits initial payment. Sounds doable!!

  13. ellen beck says

    I learned that the grants are retroactive for up to 60 days and one of the other criteria is that the child has to be under 16 and the treatment occurred in the USA. I also learned that the applicant must have insurance and the limit must be exceeded.

  14. James Robert says

    I learned The Foundation is NOT a secondary insurance plan. If the family has no coverage for a requested service/item, please send an invoice to the family.

  15. Cheryl says

    I learned “The Foundation aims to fill the gap between what medical services/items a child needs and what their commercial health benefit plan will pay for.”

  16. Barbara Montag says

    I learned that applications must meet certain criteria to be considered for a grant.
    thank you

  17. Rosie says

    Wow I looked at the application, and it is quite generous, coverage for incomes up to quite high levels. I learned he Foundation aims to fill the gap between what medical services/items a child needs and what their commercial health benefit plan will pay for.

  18. Anita Duvall says

    I learned that children aged 16 and under could be qualified under the Grant. I had no idea anything like this even existed!

  19. Donat Plotkin says

    I learned UHCCF provides financial aid for families with children that have medical needs not covered regular health insurance plan.

  20. kelly tupick says

    I learned that the UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

  21. Dana Rodriguez says

    I learned qualifying families may receive up to $5,000 per child, per year ($10,000* lifetime max).

  22. Thomas Murphy says

    I learned UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

  23. Tom says

    UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan

  24. Lasonda says

    I learned that the grants help with needs that your commercial health insurance plan does not cover.

  25. Denise S says

    Grant funds are not paid to the family or the child outright. Grant families must work with the Foundation on submitting invoices/bills for approved medical services/items after their commercial health insurance plan submits initial payment (if any) to the health care provider.

  26. Steve Weber says

    I learned that ” UHCCF has awarded 13,000 grants valued at $35M to children and their families across the United States”

  27. Theresa Jenkins says

    UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan

  28. Melissa says

    UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

  29. Cynthia C says

    I learned that the applicant must be 16 years old or younger and live in the United States and receive and pay for care/items in the United States.

  30. Lisa Brown says

    I learned: The Foundation aims to fill the gap between what medical services a child needs and what their commercial health benefit plan will pay for.

  31. Harolde says

    UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan

  32. Jaque Richards says

    What a great idea! This helps families who work for a living….not just those who have everything paid for them by those of us who do work.

  33. Mary Beth Elderton says

    I learned that ” UHCCF has awarded 13,000 grants valued at $35M to children and their families across the United States”

  34. Alan T says

    I learned that UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan. Thanks!

  35. peter gladue says

    grant will help pay for approved medical services/items after the family’s commercial health insurance plan submits payment,

  36. David Hollingsworth says

    I learned that a child can receive medical service from qualified providers by this company.

  37. Stephanie LaPlante says

    I learned that applicants are required to submit a form, completed and signed by the child’s M.D. or D.O., that provides specific information regarding the medical condition for which the applicant is requesting a grant.

  38. Billie R says

    There are three golf events this summer people can sponsor to help raise funds and awareness for the UHCCF grants. I’m glad there are programs such as these. Thanks for the chance to win, Andrew!

  39. Betsy Barnes says

    I learned the UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

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