Can we talk health insurance for a minute? No I’m not looking to get political at all but instead simply discuss the insanity of the complexities of health care plans.
To be fair, I pass the bulk of the craziness on to my wife. She’s unbelievably awesome at not letting health insurance slip anything by us or crush us in maximum confusion. We’ve had tons of different health care plans over the years, mostly from the different jobs I’ve had.
The hardest part was when I went full-time freelance for a few years and we had to really research dozens and dozens of different companies to find out which one offered us the best bang for our buck.
But it’s more than that. There are so many different abbreviations to consider. High premiums, low out-of-pocket costs. Different prices for visiting the ER, a virtual consult or an urgent care facility. And of course, every health plan isn’t just different from another plan… every health care plan is different for every family.
The size and age of your family will make a difference. Do you know what it costs to have a baby? How about having minor surgery? Getting a flu shot? Getting that serious cough checked out at the local Urgent Care center?
Yep, it’s not easy staying on top of health insurance but no need to panic. There’s most definitely help out there.
UnitedHealthcare has just launched a brand new website to help folks like you and me learn the basic ins and outs of health care plans. What’s really neat is that it’s not a boring, stuffy site simply lecturing you on all the high-falutin’ laws, rules and regulations.
Nope. What makes the new website highly effective is that it’s an entertaining and interactive hub that asks a simple overall question: Are You a Health Plan Pro?
Through a series of questions and puzzles, readers work through a number of interactive learning modules to get a good feel for what makes a health plan tick.
There are straight-up questions, price guessing and even a matching game to test your knowledge, as well as teach you along the way. If you get an answer wrong, not to worry. The quiz shows you the results after each stage, explaining what you got right or wrong. In the end, you’ll even get a final score, letting you know whether or not you are a Health Plan Pro!
So apparently I’m not a full-on Health Plan Pro. Definitely not an expert. Though to be fair, I expected to score far worse. What’s great is that at the end, based upon your score, you’ll know if you need to do some more research or whether you feel confident enough to purchase the best plan for your family.
After finishing the quiz, you can enter into a $500 giveaway right there on the site. Yeah, you might actually end up learning about health plans and making money in the process. Crazy, huh?
Take the Are You a Health Plan Pro Quiz
Win $100 Amazon Gift Card
Have you entered my other giveaways yet?
Giveaway ends on October 31, 2016 at 11:59 p.m. ET. The 1 winner will be chosen at random and announced on this site. Giveaway is open only to legal residents of the United States (including District of Columbia), who are at least eighteen (18) years old at the time of entry. The 1 Winner will be notified by email and have 48 hours to respond or a new winner will be chosen.
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WHICH PLAN I SHOULD CHOOSE AND ALL OF THE LINGO.
What confuses me is when you lose coverage as we get older. The older we get the less coverage we have, and this is when we need it the most.
Oh I have a hard time with what has copays and what percent its covered.
I have a lot of trouble figuring out what is covered and what isn’t/
Most confusing for me is what preventative services are covered on a yearly basis.
jweezie43[at]gmail[dot]com
Whats covered and whats not confuses me the most.
Sometimes I am confused about whether something is covered or not.
thank you
What confuses me most about health care plans is figuring out what services and drugs are covered.
The things that an be covered and the things that are not
What is covered and what is not!!
The most confusing thing regarding healthcare plans is coverage of services. It is hard to know exactly what is covered and what is not.
I think the deductibles confuse me the most when it comes to healthcare plans.
What confuse is which plan I should choose. Thanks!
The thing that confuses me the most about my insurance plan is knowing who is “in network”.
Which plan I should choose that would save me the most money.
I’d say pretty much everything
What is covered and not.
All the different deductibles and copays confuse me